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Five words or less(NewsUSA) - Studies show that a yearly vacation is invaluable for health, with benefits varying from lower stress levels to cardiovascular improvements. Adding to these benefits, many travelers are now combining traditional vacations with wellness-geared getaways. A panel of experts at the annual International Travel Mart in Cannes, France, predicted that, by 2040, 90 percent of luxury tourism will include some aspect of health and wellness. The global market size of the wellness tourism industry is growing rapidly -- faster than travel in general -- and is predicted to account for $678.5 billion by 2017, compared with $438.6 billion in 2012, according to Statistica Inc. Much of this growth can be attributed to the maturation of the baby boomer generation, which is more health-conscious than preceding generations. These travelers look for a vacation that integrates their daily healthful routine with traditional aspects of travel. But it's not just baby boomers who are looking to travel in good health -- the active family travel market is burgeoning and is expected to continue to grow as well. So, what is wellness travel? The trend covers all aspects of health, including nutritious menu options, spa offerings and fitness activities. Across the globe, tourism professionals are responding to growing demands by introducing whole food, vegetarian and vegan menus, spa packages and active excursions. Hiking, cycling, paddle boarding and kayaking continue to gain popularity. Tall ship cruise specialist Star Clippers is one travel company that offers a complete wellness experience. Shoreside the cruise line features complimentary water sports and adventurous shore excursions that include mountain biking and kayaking in some of the most beautiful destinations in the Mediterranean and Caribbean. Onboard, guests are invited to participate in yoga on deck under billowing sails on select yoga-themed sailings, and most cruises afford the opportunity to climb the mast for an exhilarating workout. Massages are available on each ship, and flagship Royal Clipper features a full-service spa. Healthy gourmet meal options are available on all three ships in the fleet for breakfast, lunch and dinner. For more information, visit

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Five words or less(NewsUSA) - (NewsUSA) - It's one of the biggest challenges facing today's workforce -- can I save for retirement? It is made even more difficult with an unpredictable economy and low levels of trust in financial institutions. So, what's an investor to do? FinMason (, self-proclaimed numbers crunchers and producers of an independent investment analysis tool, may have the answer. According to FinMason's "Building Bricks," there are three basic steps you can take to sketch out a general retirement plan: * First, calculate how much money you need to retire. To get a rough idea, take the amount of income you would like at retirement, subtract the amount you expect from social security and divide the result by 4 percent. For example, if your total annual income required in retirement is $60,000, subtract other sources of income (Social Security might be about $24,000), which leaves you with $36,000 that your savings needs to produce each year. Divide by .04 and you get a whopping $900,000. This is the amount you need to save in order to retire the way you would like. Next, think about the minimum amount of income you would need to retire at all, and do the same calculation. This is your minimum retirement goal. The idea is to create a retirement plan where you have a good chance of retiring the way you want if markets go as planned, but still stays above your minimum retirement goal if markets behave poorly. * Next, determine how much you can set aside each month. The amount you save each month is usually the biggest driver of your ability to ultimately retire. In this way, small sacrifices now will most likely bring big dividends down the road. Not making sacrifices now will likely lead to worse outcomes. * Lastly, determine your investment risk tolerance. This is another important consideration since it typically drives the investments you choose. One straightforward way to determine your risk tolerance is to use an online retirement calculator that allows you to choose different risk levels and see how that effects your retirement. You want to choose a risk level that gets you as close to your goal as possible without dipping below your minimum retirement amount. It is also helpful if the tool shows you how much you could lose in a stock market crash so you can gauge what a really bad day would feel like. For more information, visit

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Five words or less(NewsUSA) - Cuando se trata del Día de las Madres, la mayoría de ellas pueden esperar recibir buenos gestos, como un desayuno especial o almuerzo y regalos por parte de su familia. El Día de las Madres es considerado como una de las fiestas más importantes del año para la comunidad hispana. Las madres hispanas suelen ser el ancla de la familia. Ellas toman las riendas en todos los asuntos familiares y del hogar - desde cocinar para toda la familia hasta involucrarse en todas las actividades sociales y escolares de sus hijos. El Día de las Madres es típicamente uno de los días festivos donde más se entrega regalos en la comunidad hispana. Como una manera de expresar sentimientos de gratitud, respeto y honor, la familia hará un esfuerzo considerable para darle a mamá todo lo que ella desea - desde pequeños electrodomésticos y decoración para el hogar hasta ropa de moda, ropa deportiva, joyería fina y accesorios. Los comercios nacionales como JCPenney, ofrecen una variedad de opciones para mamá. "Sabemos que las madres son veneradas en la comunidad hispana, es por eso que queremos que la entrega de regalos sea tan simple como sea posible con nuestra plataforma de regalos en línea para el Día de las Madres en, como una manera sencilla y efectiva de encontrar una variedad de regalos de calidad a excelentes precios bajos", dice Lyris Leos, director de marketing multicultural de JCPenney. "También estamos alentando a nuestros clientes a que se diviertan homenajeando a mamá dándole todo el crédito al publicar fotos que muestren los estilos que aprendieron de sus madres utilizando los hashtags designados #DeMiMama y #JCPLookbook para tener la oportunidad de aparecer en nuestro sitio de Tumblr,". Si todavía estás buscando ideas de regalos, solo echa un vistazo a estas fantásticas recomendaciones de JCPenney: * Para la mamá que le gusta la comodidad. Dale un par de pantuflas Isotoner o Muk Luk, una hermosa y suave bata tipo spa de Liz Claiborne para relajarse en casa o un suave cojín masajeador de espalda del Dr. Scholl. * Para la mamá elegante. Hazla sentir hermosa con un nuevo collar que tiene un corazón de Love Grows como colgante o una pulsera de plata con diamantes de 14k de oro t.w. * Para la mamá que es ama de casa. Regálale unas rejillas para copas de Epicureanist para la parte inferior del gabinete o un delicado juego de 16 vajillas JCPenney Home con diseño de encaje de Chantilly para esas cenas dominicales con la familia. O elige un juego personalizado de cuatro copas blancas para vinos. * Para la mamá que está a la moda. Dale lo más exclusivo con la chaqueta manga larga con diseño a la cintura de Evan-Picone o el vestido estampado floral sin mangas de Worthington. Para mayor información, visita:

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Five words or less(NewsUSA) - When pests are discovered, it may be tempting for homeowners to employ DIY methods to first attempt to deal with pest infestations themselves. However, depending on the type of pest and size of the infestation, there are times when immediately calling in a pest professional is vital to protecting health and property -- and could end up saving money in the long-run. According to the National Pest Management Association (NPMA), there are certain signs homeowners should look for that could indicate the presence of an infestation that should be dealt with promptly by a pest professional: 1. Droppings. Any droppings found in undisturbed areas of the home could indicate the presence of rodents. These droppings are a serious health risk and can spread diseases and contaminate food sources. People often mistakenly believe they only have one or two rodents present in their home; in reality, however, mice have high reproduction rates that can quickly escalate to large infestations. 2. Home Pest Sightings. If pests are spotted in the home, even if it's just a couple or they only appear sporadically, it could indicate the development of a more serious infestation. In the warmer months, this is especially true for stinging insects. If hornets or wasps are showing up indoors on a regular basis, there may be a nest somewhere inside or around the home. Removal of stinging insect nests is a dangerous job that should always be left to the professionals. 3. Mattress Markings. If small reddish brown spots are found on mattresses, upholstery or walls, it could indicate a bed bug infestation -- especially when paired with red, itchy welts, most notably on the legs and arms. These bugs are notoriously difficult to get rid of, and a pest professional should be called as soon as possible to assess and treat the situation. 4. Mud Tubes. Some termites build distinctive mud tubes that are frequently found near a home's foundation. Termites are known as "silent destroyers" because their constant gnawing can go unnoticed until significant structural damage to the home occurs. If mud tubes are discovered, homeowners should immediately call a pest professional before further structural damage occurs. If any of these severe pest infestation signs is discovered, homeowners should contact a pest management professional immediately. For additional information and prevention tips, visit

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Five words or less(NewsUSA) - The move for a "chiropractic first" approach to treating pain just got a big boost. In recent years, a growing number of experts have argued that the downsides of relying on drugs and invasive spinal surgery were potentially so great in certain cases -- particularly among patients with chronic back pain -- that a proven alternative like chiropractic care should officially be recognized as a serious option. Now comes word that the influential Joint Commission has done just that. Following what it called "an extensive literature review," the not-for-profit organization, which accredits and certifies more than 20,500 health organizations and programs in the U.S., announced that it was revising its "Provision of Care, Treatment, and Services" standard to "affirm" the role of nonpharmacologic approaches including chiropractic care in pain management. "In addition," the commission warned regarding the use of medications, "organizations should consider both the benefits to the patient as well as the risks of dependency, addiction and the abuse of opioids." Nearly 80 percent of Americans are believed to experience back pain at some point in their lives. Past studies have shown that patients who turned to a chiropractor first had consistently better health outcomes and drastically reduced their odds of having to undergo costly surgery. "As a nation, we are facing an epidemic of prescription drug abuse, and all stakeholders in health care stand to benefit from a conservative approach focusing on chiropractic first, drugs second and surgery last," said Gerard Clum, D.C., of the not-for-profit Foundation for Chiropractic Progress. To learn more about chiropractic care or to find a chiropractor near your area, visit

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Five words or less(NewsUSA) - Mom. Just the mention of the word can spark memories of love, warmth and kindness. It's why a day has been designated just for her, honoring all that she's done. Trying to decipher what to give "the woman who has everything," however, can be a challenge. Experts agree, saying there is a tremendous amount of pressure to find the perfect gift (I'm talking to you, Hallmark), when in reality, most just want to know that they're cherished. So, what says love to one of the -- if not the most -- important women in your life? Read on for some ideas on how to create a precious moment for mom on her special day. * Give the gift of time. Anyone can take mom out for a nice meal -- the restaurant business counts on it. But a real treat might be to shoo her off for some alone time to her favorite book or clothing store (maybe with a gift card in hand) while you stay home and cook and clean for her. This way, she gets the best of both worlds -- no chores for a day, and time to herself with a little pocket money to boot. * Write down some heartfelt words. Be it in poem, story or a letter, moms love the written word. For added panache, tuck this on a tray with a homemade breakfast (in bed, of course), a handpicked flower in a vase, and you can count on a few tears. * Pick the perfect pendant. Every woman loves jewelry, but it can be difficult finding that piece that embodies the amount of love you have for this lady called Mom. Which is why Galatea has created a hand-carved pearl that contains the first near field communication (NFC) in the industry. The Momento Pearl allows users to create a tailored voice message that can be played when the pearl is tapped against a compatible mobile device. Taking smart jewelry to a completely new level, the Momento Pearl can also store a variety of digital content including images, messages and web links -- so even if you can't be with Mom on her day, you can still send her a message of love or photo with a piece of jewelry that will last a lifetime. "A person can 'live' with this pearl forever, as it holds the voice and memories of a loved one," says inventor and Galatea founder Chi Huynh. "The real interest in the Momento Pearl lies in its ability to summon a voice, a memory and emotion," adds Huynh, who plans on introducing more NFC-enabled jewelry to include gemstones and diamonds. The new Galatea line includes earings, rings and pendants in 14k white or yellow gold. To learn more, visit

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Five words or less(NewsUSA) - Each year 14 million people worldwide find out they have cancer, and 8 million die from the disease. It is now the leading cause of death around the world, and there is no cure. However, one company is working on what it believes to be an effective method to help control the spread of the disease, and treat and stabilize the cancer. Propanc Health Group is a Melbourne, Australia-based health care company currently focusing on developing new cancer treatments for patients with solid tumors such as pancreatic and colorectal cancer. With its lead product, PRP, currently in animal trials -- and soon moving to clinical trials, the company believes it has a way to extend the life expectancy of cancer patients. In a previously conducted compassionate care study, PRP did increase life expectancy in terminal patients. The way it works is this: Propanc has identified that pancreatic proenzymens are able to suppress, or stop, a long-silent embryonic program reactivated by cancer cells, by returning cancer cells back toward normal behavior. This is important because certain cancer cells develop traits such as motility, invasiveness and a resistance to death. They also become "stem-cell" like and develop the ability to seed new tumors. This process, called metastasis, is responsible for about 90 percent of deaths from cancer. "From our research we observed that pancreatic proenzymes enforce the re-entry of cancer cells into normal cellular pathways and could represent an exciting new method of managing the disease process," said Dr. Julian Kenyon, Chief Scientific Officer of Propanc Health Group. "We believe this small but significant step supports my initial observations from clinical practice that pancreatic proenzymes have the potential to prolong life and stop tumors from spreading, especially if we treat patients during earlier stages of the disease process." The company's vision is to identify active anti-cancer agents, which have anti-cancer effects and are a less-toxic and effective way to treat patients, compared to standard treatment approaches. "Propanc is a very well tolerated medication and has been shown to extend survival time well beyond that expected in any of the patients it has been used on," said Dr. Kenyon. "These results are by far and away better than I have ever seen with chemotherapy, radiotherapy or monoclonal antibodies, which are the treatments offered currently." More information can be found at Media and investors should reach out to Regal Consulting at 702-575-9157.

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Five words or less(NewsUSA) - As you grow older, being physically active is one of the most important things you can do to stay healthy. Whether you're well into your golden years, a baby boomer or younger, studies show regular exercise can lower your risk of heart disease, some cancers, diabetes and dementia. It also helps improve your mood, energy level and overall well-being. "The great thing is, no matter what your age, size or fitness level, it's never too late to start exercising," said Jaza Marina, M.D., a Kaiser Permanente physician who specializes in elder care. "We strongly recommend seniors do exercises that maintain strength, balance and flexibility. Our goal is to reduce their risk of falls and injuries, so they can stay healthy and independent." Dr. Marina advises that good ways to exercise include low-impact aerobic activity, swimming, tai chi and yoga if you're physically able. "We have 80-year-olds who run 5k or 10k races. Everyone is different, so pick an exercise that you enjoy." She believes walking is probably the easiest exercise. All you need is 30 minutes a day, five times a week. If that's too much, you can break that up -- 10 minutes in the morning, 10 in the afternoon, and 10 in the evening. Some seniors walk at their local indoor shopping mall. "The important thing is to get off the recliner, turn off the T.V. and get active," said Dr. Marina. Below are four basic exercises to get you started. 1. Knee bends. Holding on to a sturdy chair or counter at your side, keep your back straight, feet on the ground and gently bend your knees and lower your body. Then, raise your body back up. It's a slight squat but not a deep one. Repeat 10-15 times. 2. Heel raises. Holding on to a chair or counter at your side, raise up on toes slowly and then lower the heels to the ground slowly. Heel raises strengthen the calf muscles. Repeat 10-15 times. 3. Side leg raises. Holding on to a chair or counter at your side, raise one leg out to the side and bring it back down. Repeat 10-15 times and switch to other leg. 4. Sit to stand. If you're able -- sit in a chair and rise to a standing position with arms stretched in front of you. Make sure the chair is in a stable position or against a wall so it won't fall over. Sit back down and repeat 10 times. Kaiser Permanente offers exercise classes at several of its medical facilities. To find classes in your area and for further information about these exercises, visit Also, talk with your physician before starting a new exercise routine.

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Five words or less(NewsUSA) - They've reached what you could call the braking point. Fueled by anger over Uber and other ride-booking services' own warnings that their drivers may pose a "risk," critics are calling for a "Passenger Bill of Rights" that would serve as a stop-gap until lawmakers act to officially crack down on the app-based industry's most egregious safety issues. Safety -- or the lack of it -- has been a major concern ever since news reports began piling up of ride-booking drivers across the country being arrested for allegedly raping and assaulting passengers. And with the companies fighting efforts to subject their drivers to the same rigorous background checks as taxi and limousine drivers, the last straw may have been the discovery that the "terms of use" posted on their own websites appear to place the burden on passengers to decide who they're willing to entrust their lives to behind the wheel. "By using the services," Uber states, "you acknowledge that you may be exposed to situations involving third-party providers" -- meaning, their drivers -- "that are potentially unsafe, offensive, harmful to minors, or otherwise objectionable, and that use of third-party providers arranged or scheduled using the services is at your own risk." And from Lyft, another top industry player: "Users understand and accept that Lyft has no control over the identity or actions of the riders and drivers. . . Drivers and riders use the services at their own risk." The Bill of Rights intentionally includes all "ground transportation," not just app-based services like Uber, Lyft, Sidecar and Whisk. That jibes with the stance of the non-profit National Limousine Association, which suggested the guidelines as part of its "Ride Responsibly" campaign, that "everyone be held to the same standards." "As the global voice of the private driver transportation industry," said Gary Buffo, the NLA's president, "we feel it is our obligation to promote a safer and more accountable system for passengers and operators." Among the rights passengers would be entitled to: * Proof of commercial-for-hire licensing and certifications. * A safe and courteous driver covered by commercial vehicle insurance (which ride-booking drivers may or may not have). * A fully vetted and trained driver who's undergone official criminal background checks and pre-hire drug testing. * Air-conditioning on request. * Fully functioning seat belts. * A quoted fare and final charge that match the agreed upon amount. * Assurance that the vehicle has undergone regular inspections and is certified as being safe. With a new Harris Poll showing a whopping 91 percent of Americans believe there should be mandatory rules and regulations for ride-hailing drivers, the NLA also stepped up pressure on lawmakers by setting up a website ( to provide a forum for public debate on the issue.

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Five words or less(NewsUSA) - Spring is in the air, which means it's not only time to start deep cleaning your home, but ensuring it's protected against damage caused by Old Man Winter. For homeowners who have gone through especially harsh weather (a shout-out to the Northeast and New England seems to be in order), the spring thaw that occurs from record-breaking snowfall can result in irreparable water damage if not taken care of properly. For roofs, it's important to check for ice damming. This happens when snow on the upper portion of your roof melts and freezes on the lower half, creating a wall-like formation around the gutter. Water then becomes trapped behind the ice dam and can leak into your home. In addition, water-stained ceilings, drywall and damp areas in the basement, cracks in concrete floors and musty, wet odors can also mean trouble and should be checked. To help find these sometimes-hard-to-see signs, you might want to consider investing in a thermal camera. This pocket-size device plugs into smartphones and puts technology that was once unaffordable into consumers' hands. It works like this: all objects radiate heat or "infrared light" that can be seen by true thermal cameras even in the absence of visible light. While this technology has primarily been used by law enforcement and the military, one company has brought the cost down to an affordable price for the everyday consumer. Seek Thermal, a California-based technology company, has created a thermal camera that works with a free app to turn invisible heat energy into an image that can be seen from your phone or tablet. This, the company says, allows homeowners to easily expose and record water damage, so something can be done about it before having to make costly repairs. For one Boston custom home builder, the Seek Thermal camera has made a difference in how he approaches his business. "With the Seek camera we're able to isolate the exposure without cutting holes in the sheetrock," says Chris Rapczynski, president of Sleeping Dog Properties. "Now, with the thermal imaging camera, we're able to quickly walk in, assess whether the water has infiltrated a wall cavity, and all of that can be done in minutes. "Having a thermal imaging camera bridges the gap between applying some effort and having certainty the effort that's been applied is the fix," says Rapczynski. "And the clients just want the fix." For more information, visit

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